Privacy Policy

2. Scope of this Privacy Policy

This Privacy Policy applies to:

• Android application
• Apple iOS application
• Website
• Desktop application
• Customer support
• Financial and accounting services
• Online features
• Offline communications related to our Services

3. Information We Collect

We collect information to provide secure accounting, financial, tax, and business management services.

3.1 Personal Information

Depending on your use of the Services, we may collect:

• Full name
• Business name
• Company information
• Email address
• Mobile number
• Postal address
• Billing address
• Profile information
• User account credentials
• Government-issued identification where legally required
• Tax identification numbers where applicable

3.2 Financial Information

Depending on features used:

• Bank account details
• Transaction records
• Payment history
• Invoice information
• Expense records
• Income records
• Donation records
• Accounting entries
• Tax-related documents
• Financial reports

Sensitive financial information is handled using industry-standard security practices.

3.3 Device Information

We may automatically collect:

• Device model
• Operating system
• Browser type
• Device identifiers
• IP address
• Time zone
• Language settings
• Crash reports
• Diagnostic information
• Performance logs

3.4 Usage Information

Including:

• Login activity
• Features used
• Session duration
• Navigation history within the platform
• User preferences
• Account settings
• Search activity

3.5 Location Information

Where permitted by your device settings, we may collect:

• Approximate location
• IP-based location
• Time zone

Precise GPS location is collected only with your explicit permission where required.

3.6 Cookies and Similar Technologies

Our website and applications may use:

• Cookies
• Session cookies
• Persistent cookies
• Local storage
• Analytics tools
• Similar tracking technologies

These technologies help us improve user experience, remember preferences, enhance security, and analyse usage.

4. How We Use Your Information

We use your information to:

• Create and manage accounts
• Authenticate users
• Provide accounting services
• Generate financial reports
• Process transactions
• Maintain donation records
• Improve application performance
• Personalise user experience
• Respond to support requests
• Send service-related communications
• Detect fraud
• Prevent unauthorised access
• Maintain security
• Comply with legal obligations
• Conduct analytics
• Improve our products and services

5. Legal Basis for Processing (GDPR)

Where the GDPR applies, we process personal data based on one or more of the following legal bases:

• Your consent
• Performance of a contract
• Compliance with legal obligations
• Protection of vital interests
• Legitimate business interests that do not override your rights

6. Sharing of Information

Service Providers

Including providers of:

• Cloud hosting
• Payment processing
• Email delivery
• Customer support
• Analytics
• Security monitoring
• Backup services

These providers process information only on our instructions and are contractually obligated to protect it.

Legal Authorities

We may disclose information when required:

• By law
• Court order
• Government request
• Regulatory authority
• Tax authority
• Law enforcement

Business Transfers

If our business is merged, acquired, reorganized, or sold, user information may be transferred as part of that transaction, subject to applicable law.

7. Third-Party Services

Our Services may integrate with third-party providers such as:

• Apple App Store
• Google Play
• Payment processors
• Cloud hosting providers
• Analytics providers
• Email service providers
• Identity verification providers
• Financial institutions (where authorized by the user)

Each third party maintains its own privacy practices.

8. Data Retention

We retain personal information only for as long as necessary to:

• Provide Services
• Meet legal obligations
• Resolve disputes
• Maintain financial records
• Enforce agreements
• Comply with tax and accounting requirements

Retention periods may vary depending on applicable laws.

9. Data Security

We implement appropriate administrative, technical, and organizational safeguards, including:

• Encryption in transit (TLS/SSL)
• Encryption at rest where appropriate
• Secure authentication
• Access controls
• Role-based permissions
• Firewalls
• Security monitoring
• Audit logging
• Regular software updates
• Secure backup procedures

While we strive to protect your information, no method of transmission or storage is completely secure.

10. International Data Transfers

Your information may be stored or processed in countries other than your own.

Where applicable, we implement appropriate safeguards for international transfers, including:

• Standard Contractual Clauses (SCCs)
• Adequacy decisions
• Other legally recognized transfer mechanisms

11. Children's Privacy

Our Services are intended for users who are at least 18 years old or the age of majority in their jurisdiction.

We do not knowingly collect personal information from children under the applicable minimum age. If we become aware that such information has been collected, we will take reasonable steps to delete it.

Parents or guardians who believe a child has provided personal information should contact us immediately.

12. Your Privacy Rights

Depending on your location, you may have rights including:

• Access your personal information
• Correct inaccurate information
• Update your information
• Delete your information
• Restrict processing
• Object to processing
• Withdraw consent
• Request data portability
• Lodge a complaint with a supervisory authority

We will respond to applicable requests within the time required by law.

13. California Privacy Rights (CCPA/CPRA)

Where applicable, California residents may have the right to:

• Know what personal information we collect
• Know how information is used
• Request deletion
• Request correction
• Access collected information
• Receive copies of personal information
• Limit certain uses of sensitive personal information (where applicable)
• Not be discriminated against for exercising their rights

We do not sell your personal information as defined under the CCPA/CPRA.

14. Cookies and Tracking Technologies

We use cookies and similar technologies for:

• Authentication
• Security
• Performance optimization
• Remembering preferences
• Analytics
• Fraud prevention
• Session management

You may disable cookies through your browser settings, though some features may not function properly.

15. Account Deletion

You may request deletion of your account at any time.

How to Request Deletion

You may:

• Delete your account through the application (if available), or
• Contact us at acgfund@akrais.com

After verification, we will process your request in accordance with applicable law.

Please note that we may retain certain information where required for:

• Legal compliance
• Tax obligations
• Accounting records
• Fraud prevention
• Security
• Dispute resolution
• Enforcement of agreements

16. Data Breach Notification

If a security incident involving your personal information occurs, we will notify affected users and applicable authorities where required by law.

17. Do Not Track Signals

Some browsers support "Do Not Track" (DNT) signals. Because there is no universally accepted standard for responding to DNT signals, our Services may not respond to them.

18. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our Services, legal requirements, or business practices.

When material changes are made, we will:

• Update the "Last Updated" date.
• Publish the revised policy on our website.
• Provide additional notice where required by law.

Your continued use of the Services after changes become effective constitutes acceptance of the updated Privacy Policy.

19. Contact Us

If you have questions, requests, or concerns regarding this Privacy Policy or our privacy practices, please contact:

20. App Store and Google Play Compliance

This Privacy Policy applies to all versions of DAF Accounting in USA, including:

• Android Application
• Apple iOS Application
• Website
• Desktop Application

The application may collect and process information necessary to provide secure accounting and financial management services. Data collection is limited to what is reasonably necessary to operate the Services, comply with legal obligations, improve user experience, maintain security, and support requested features.

Where permissions such as camera, storage, notifications, or location are requested, they are used only for the specific functionality you choose to use and, where required, only after obtaining your permission. You may revoke permissions through your device settings at any time, although doing so may limit certain features.

Acceptance of this Privacy Policy

By downloading, installing, registering for, accessing, or using DAF Accounting in USA on any supported platform, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

Document Version: 1.0
Organization: ACG FUND powered by AKRA Investment Services Inc.
Application: DAF Accounting in USA